Driving Records
Check My Accident History
Identify your accident history by pulling your state driving record, checking crash report indexes, and requesting your auto claims history, then compare details across sources for accuracy.
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Driving Records
Police Reports
Insurance Claims
Background Checks
Page Guide:
Quick Overview
see past crashes and related entries tied to personal driving and insurance records
First Source To Check
Your state driver record (MVR) for violations, suspensions, and crashes tied to reportable incidents or citations.
Online Lookups Commonly Available
Crash report indexes by report number, name, date, or VIN; some states allow online ordering of driver records.
Usually Requires Identity Verification
Official driver record copies and personal auto-claims history disclosures typically require identity matching and a formal request.
What One Source May Miss
Insurance claims databases list paid claims, which may not appear on a DMV record; a police crash report may not list court outcomes.
Start Here
- Start with deciding the exact record: state driver record, police crash report, or auto-claims history disclosure.
- Check your state driver record options to see what appears for crashes tied to violations or administrative actions.
- Search for your police crash report using a report number, name, date, or VIN if an incident report exists.
- Request your auto-claims history disclosure from your insurer or a consumer reporting agency to review paid claims.
- Confirm any citation or case from a crash in the relevant court system to verify disposition and dates.
Record Routing
- Driver accident/violation history → State driver licensing agency (MVR/driver record system).
- Specific crash documentation → Police department or state crash report portal.
- Insurance loss history from accidents → Insurer or consumer auto-claims reporting agency.
- Tickets or cases from a crash → Traffic or criminal court case lookup.
Useful Search Inputs
- Driver’s license number and issuing state
- Crash report or incident number
- Full legal name and date of birth
- Crash date range and general location
- Vehicle VIN or license plate
- Current and prior addresses for identity matching
Source Map
| Where To Check | Best For | How To Search | Why It Helps |
|---|---|---|---|
| State DMV or Driver Licensing Agency | Official driver record showing violations, suspensions, and sometimes recorded crash involvement | Online portal or formal request; identity verification and fees may apply | Establishes what appears on your driving record that insurers or employers may review |
| Police Department or State Crash Report System | Locating and obtaining a copy of a specific crash report | Online index search by report number/name/date/VIN, or request if not available online | Provides incident details, parties, and narratives to verify dates and facts |
| Insurer or Consumer Auto-Claims Reporting Agency | Personal auto-claims history disclosure listing paid claims and loss events | Consumer disclosure request with identity proof; delivery by mail or secure portal | Shows claim activity that can affect premiums even if not on the DMV record |
| Court System (Traffic/Criminal Dockets) | Citations and case outcomes arising from a crash | Name or case-number search where available; otherwise request records from the clerk | Confirms dispositions and dates that may drive points or license actions |
FAQs
Which record should I check first to verify my accident history?
Start with your state driver record to see what is recorded, then use a police crash report for incident details and request your auto-claims history to see paid claims.
Do all accidents show up on a driving record?
Not always. Records vary by state; crashes without citations or that are non-reportable may not appear, while violations and administrative actions are more likely to be listed.
How far back do these records go?
Retention varies. Driver records often keep entries for several years, crash report access periods differ by agency, and claims histories typically cover multiple prior years as set by the reporting agency.
Can I get an official or certified copy for verification?
Driver licensing agencies can issue official or certified driver records; police agencies provide official crash reports; claims disclosures are consumer copies for accuracy review, not certified court or DMV documents.